In determining whether to issue a loan, banks are not allowed to ask about an applicant's
O employment history.
o date of birth
country of origin.
O income tax retums.
Mark this and retum
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Answers

Answer 1

Answer:

country of origin.

Explanation:

Banks have a set of requirements that borrowers need to meet to qualify for a bank loan. The banks will ask questions to determine if the customer is eligible for a loan. Most of the questions pertain to the purpose of the loans and the customer's ability to repay.

The bank will ask about employment history, credit history, tax information, personal information, the purpose of the loan,  collateral, and other questions related to the ability to repay. A person's country of origin is unnecessary and may elicit elements of discrimination.

Answer 2

Answer:

C: country of origin.

Explanation:

on edge! hope this helps!!~ (*≧▽≦)


Related Questions


How can entrepreneurs save money in case the government increases taxes on small businesses?

Answers

1. Keep an eye on adjusted gross income.
2. Reimbursed using an accountable
3. Make smart tax elections
-I hope this helps! Have a good rest of your day/night

Answer: laying off employees , increasing the end price for customers

Explanation:

Expanding a brand is a common way for a business to do which of the following?

Leverage its brand equity to promote growth

Distract its competitors

Become more acquainted with its customer base

Test its position in the market

Answers

Answer:

Leverage its brand equity to promote growth is answer.

Explanation:

I hope it's helpful!

Question 3 of 10
Which of the following is a career you would find in the Finance Career
Cluster?
A. Equine manager
B. Geologist
C. Tax examiner
D. Ecologist
SUBMIT

Answers

Answer:

C. Tax examiner

Joneffry is a new start up business offering gardening services. Jon needs to borrow £2400 to buy the equipment he needs to start the business such as lawn mowers and strimmer’s. Jon has been offered a loan with a 2-year repayment period and a monthly repayment of £116.00, totalling £2784 over the two years.
(a) Calculate the total interest Joneffry will pay for this loan as a percentage
of the total amount borrowed. You are advised to show your workings.
b) Outline one method Jon could use to reduce the initial outlay of money
on his new business. [2]
(c) Jon can only afford to pay £150 in interest per year.
Calculate the highest interest rate that Jon can afford to pay on a loan
of £2400. You are advised to show your workings.

Answers

a) The total interest Joneffry will pay for this loan as a percentage of the total amount borrowed is 16%.

b) To reduce the initial outlay of money on his new business, Joneffry could lease the equipment instead of outright purchase (making a monthly lease payment over more than two years).

c) If Jon can only pay £150 in interest per year, the highest interest rate that Jon can afford on a loan of £2400 is 6.25%.

How is the interest rate determined?

The interest rate is computed as the quotient of the division operation between the interest amount (numerator) and the loan amount (denominator).

This quotient is then multiplied by 100, to express the result in a percentage.

The interest rate represents the cost of borrowing because of associated risks and the time value of money.

Cost of equipment = £2,400

Mortgage period = 2 years (24 months)

Monthly payments = £116.00

Total payments = £2,784 (£116 x 24)

Total interest = £384 (£2,784 - £2,400)

Total interest as a percentage of amount borrowed = 16% (£384/£2,400 x 100)

The highest interest Jon can afford = £150

Interest rate = 6.25% (£150/£2,400 x 100)

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The ability to understand and value a wide variety of people, including persons of both sexes and different ages, races, income groups, and nationalities, is a an example of a _____ skill

A. Conceptual
B. Functional
C. Human Relations
D. Technical

Answers

Answer: Human relations C

Explanation:

The ability to understand and value a wide variety of people, including persons of both sexes and different ages, races, income groups, and nationalities, is an example of a Human Relations skill. Thus option C is correct.

What is a Human Relations skill?

Human relations abilities are the ability to relate to others in a positive way so that you can productively participate and accomplish shared objectives. It supports establishing and preserving healthy and balanced interactions at work.

The development and maintenance of great workplace culture, employee retention, and productivity stimulation all depend on good human relations.

The success of a firm is influenced by how well its employees get along with one another, and human relations skills are useful in managing and directing these interactions.

These skills have the capacity to appreciate and comprehend a diverse range of people, including those of both sexes and from a variety of age groups, races, socioeconomic classes, and cultures.

Therefore, option C is appropriate.

Learn more about Human Relations skills, here:

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The daily interest multiplier for a savings account paying 2% annual interest for 180 days
is 1.010050. What compound amount will be in a savings account if $5,000 is
on deposit in the savings account for 180 days?

Answers

Answer:

$5,050.25  

Explanation:

The daily interest multiplier has already been stated to reflect interest earned over a 180-day investment timing horizon, hence , in order to determine the compound of $5,000 saved for 180 days, we simply multiply the daily interest multiplier for 180 days by the actual amount saved as shown below:

FV=PV*interest multiplier

FV=future value=amount in the savings account after 180 days=the unknow

PV=the amount placed in savings account= $5,000

interest multiplier= 1.010050

FV=$5,000* 1.010050

FV=$5,050.25  

A(n) is a prearranged amount of credit that is available for a business to use as needed

Answers

Answer:

Open Credit

Explanation:

Open credit is the type of credit where the borrower has access to a pre-approved loan limit. The lender and borrower agree on the maximum limit that the borrower should not exceed. The borrower continues to have access to funds as long as they do not exceed the set limit. Once the limit is reached, the borrower needs to make repayments to continue accessing the credit services.

Open credit is also known as the line of credit or revolving line of credit.

This is serious, no joke. pls pls tell me if you know someone named Domingo Briseno, have you seen on here lately. I really need to know

Answers

Answer:

please tell the question properly

Explanation:

HURRY PLEASE 25 POINTS WILL GIVE BRAINLIEST
In three to five sentences, describe what a cold call is and how to prepare for one.

Answers

Answer: Cold calling (sometimes written with a hyphen) is the solicitation of a potential customer who had no prior interaction with a salesperson. A form of telemarketing, cold calling is one of the oldest and most common forms of marketing for salespeople.

Start off by saying “Hi, [NAME],” in a warm and welcoming tone, then proceed directly to Step 2. Notice I didn't say, “Hi, [NAME], how are you today?” because it gives your prospect a chance to jump in and disrupt your flow. Cold calls are all about taking control in the beginning. Identify yourself.

Explanation:

Answer:

Cold calling (sometimes written with a hyphen) is the solicitation of a potential customer who had no prior interaction with a salesperson. Start off by saying “Hi, jack,” in a warm and welcoming tone, then proceed directly to Step 2. Notice I didn't say, “Hi, jack, how are you today?” because it gives your prospect a chance to jump in and disrupt your flow. cold calling is one of the oldest and most common forms of marketing for salespeople.

Explanation:

the ambitous jackle

which is better Financial manager or accountant?​

Answers

Answer:

Financial manager is better

Explanation:

A financial manager is a position that is higher than an accountant, even when many financial managers are accountants themselves.

Usually, financial managers are in charge of the finances of a whole department of an organization, while accountants (the job position, not the profession) usually have less responsability.

For these reasons, financial managers tend to earn more, and face more challeging professional work.

1. From each paycheck of your afterschool job, you're able to save $45 toward the coat. You get paid twice a
month. How many months will it take you to save enough money to buy your North Face jacket?Using this strategy, how will inflation impact your ability to buy the jacket?

Answers

Answer:

1. 4 months.

2. Makes jacket more expensive

Explanation:

You get paid twice a month which means that you can save:

= 45 * 2

= $90 per month

The jacket is $350 so it will take:

= 350/90

= 3.88

= 4 months to afford it.

4 * 90 = $360

Assuming there is inflation in those 4 months, it will make the price of the jacket rise and if the inflation rate is such that the price rises past $360, you will be unable to afford the jacket at that point in time and will have to wait to be paid again.

Kaydee Young had an open-end lease for a station wagon for the senior center. The lease cost $239 per month for 48 months. She paid a deposit of $550, a title fee of $65, and a license fee of $120. At the end of the lease, she can buy the station wagon for its residual value of $8,860. a. What is the total lease cost? b. What is the total cost if she buys the car?

Answers

The total lease cost is the sum of the total amount of payments, the deposit, the title fee and the license fee.
a) 14,352
B)15,224

In a few sentences, explain what it means to be
financially responsible.

Answers

Financially responsible means to be prepared for something unexpectedly like u didn’t know was coming up or was gonna happen and it mean you need be able to support yourself with any source of income.

Answer:

Being financially responsible means you are earning more than you are spending. You should also create a budget to track income and expenses, and do what you can to always pay bills on time.

What is meant by post script?​

Answers

Answer:

An additional remark at the end of a letter, after the signature and introduced by “P.S.”.

Hope this helps :)

Which of the following tools might an HR manager use to most effectively
manage employees living in other countries?
O A. Notes from company meetings that the HR manager can mail to
remote employees
B. Online documents that can be shared and edited at any time by
employees
C. Paper documents that the employee and HR manager can fax to
one another
D. Conference calls between HR managers and employees outside
working hours

Answers

The  tools that an HR manager might use to most effectively manage employees living in other countries is: D. Conference calls between HR managers and employees outside working hours.

Who is an HR manager?

An HR manager can be defined as the person whose sole responsibility is to recruit or hire employee for the company as well as to ensure that the welfare of the employee among others are well taking care of.

On the other hand a conference call  is a  telephone call in which made it possible for  several people to connect or participate at the same time, by making use of  a speakerphone or a computer with internet access.

Conference call tend to allows multiple participants in different locations to communicate with one another simultaneously.

Therefore the correct option is D.

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To make sure a bank has insurance protection on your money, you should make sure the bank is a member of the _____________.

A. FDIC

B. Federal Reserve

C. Exchange rate system

D. Direct deposit system

Answers

Answer: C

Explanation:

Exchange rate system

Josefa left school at 3.20pm and reached home at 4.00pm .how much time did he take to reach home? A.20 minutes. B.40 minutes. C.30 minutes. D.80 minutes. ​

Answers

d. he took 40 minutes to reach home. 3:20 (+40 minutes) -> 4:00. 20 + 40 = 60 (60 mins are in 1 hour)
The answer is B. 40 minutes

Name any two means of receiving employment information other than the means of mass communication. how can we receive information from these means?​

Answers

Answer:

Job search websites: there are specialized websites were job positions are shared everyday. In these websites, both employers and job-seeking individuals (aspiring employees) can meet and get in contact with each other.

Job fairs: job fairs are like any other fair, with the central theme being jobs. These are events where people meet in a specific place, in order to find possible employees or employers.

The two means of receiving employment information should be job search websites and job fairs.

The following information should be considered:

Job search websites: there are specialized websites where job positions are shared everyday. In these websites, both employers and job-seeking individuals (aspiring employees) can meet and get in contact with each other. Job fairs: hese are events where people meet in a specific place, in order to find possible employees or employers.

Learn more: brainly.com/question/16911495

4.What is a broadcast? What pathway do you find this in?

Answers

Answer:

Broadcasting is the distribution of audio or video content to a dispersed audience via any electronic mass communications medium, but typically one using the electromagnetic spectrum (radio waves), in a one-to-many model. The journalism and broadcasting pathway includes workers who research, write or produce news stories or broadcasts, or present commentaries. Workers also include those involved in publishing and writing. Includes occupations that install, repair and operate digital or electronic equipment used to record and transmit radio or television programs and motion pictures.

Explanation:

I hope this helps u! :D

Question 8 of 20 Which of the following reasons for writing a formal business document would lead you to write a proposal?
A. To tell your manager a project is on budget and on schedule
B. To summarize what happened during a meeting
C. To convince your manager to use a new meeting organization tool
D. To describe what tasks you completed during the week​

Answers

Answer: i say A

Explanation:

Answer:

cc just did it

Explanation:

introduce national employment with its importance and examples​

Answers

Answer:

national employment. Employment created and provided by a national employer, business, company, enterprise, organization or national unity government in various areas of a country. National employment is a vital part of an economic system.

Explanation:

Employment created and provided by a national employer, business, company, enterprise, organization or national unity government in various areas of a country. National employment is a vital part of an economic system.

As long as you have great service, it doesn’t really matter what the exterior of the building looks like.

true or false

Answers

Answer:

false

Explanation:

The look of the exterior of a house does matter because it is what someone first sees when looking at the building so it does matter a lot actually.

Good day to you!

Principal Rate Time Interest Amount $ 720.00 6.00% 5 years a. $216.00 b. $936.00 720.00 6.00 5 months a. $18.00 b. $738.00 720.00 6.00 5 days b. 5,892.15 6.875 15 months b. 26,968.44 3.459 91 days b.​

Answers

Answer:

1- $216

2- $18

3- $0.59

4- $54

5- $10.77

Explanation:

1- If the investment lasts 5 years, with an interest of 6% and a principal of $ 720,00, the interest generated at the end of said investment arises from the following calculation:

(720 x 0.06) x 5 = X

43,20 x 5 = X

216 = X

Therefore, after 5 years of investment, they will have earned $ 216 in interest.

2- If the investment lasts 5 months, with an interest of 6% and a principal of $ 720, the interest generated at the end of said investment arises from the following calculation:

(720 x 0.06) / 12) x 5 = X

43.20 / 12 x 5 = X

3.6 x 5 = X

18 = X

Therefore, after 5 months of investment, they will have earned $ 18 in interest.

3- If the investment lasts 5 days, with an interest of 6% and a principal of $ 720, the interest generated at the end of said investment arises from the following calculation:

(720 x 0.06) / 365) x 5 = X

43.20 / 365 x 5 = X

0.118 x 5 = X

0.59 = X

Therefore, after 5 days of investment, $ 0.59 in interest will have been earned.

4- If the investment lasts 15 months, with an interest of 6% and a principal of $ 720, the interest generated at the end of said investment arises from the following calculation:

(720 x 0.06) / 12) x 15 = X

43.20 / 12 x 15 = X

3.6 x 15 = X

54 = X

Therefore, after 15 months of investment, they will have earned $ 54 in interest.

5- If the investment lasts 91 days, with an interest of 6% and a principal of $ 720, the interest generated at the end of said investment arises from the following calculation:

(720 x 0.06) / 365) x 91 = X

43.20 / 365 x 91 = X

0.118 x 91 = X

10.77 = X

Therefore, after 91 days of investment, you will have earned $ 10.77 in interest.


c. Why do we need education and training? Write reasons


Answers

Answer:

Education

1. So people can learn from their mistakes

2. So you can get a good job

3. So you know what is the history of well, you.

4. So you learn to grow and change.

5. So your mentor can get the money

6. So you learn hard work pays off.

7. You can learn how to fight against injustices

Training

1. So you can learn from your mistakes

2. Help your community

3. So you can help bring justice and peace to your country

4. So you have a sense of action

5. So you don't become lazy

6. So you learn hard work pays off.

7. You will get a lot of respect

Explanation:

knowledge is power without proper knowledge your potential is lower the same goes for the training we train in a specific profession if were lacking skill we train to gain experience and to be proficient in that specific skills. We live in the generation which knowledge is important and it is essential that we must have in order to be able to cope in our everyday lifestyle. There are two types of education the first we learn it in the school the second is we obtain it outside of the school. Without knowledge we don't know a thing and without the training were lacking in experience.

Whitney made $45,000 at her job last year. This was her gross income. She then subtracted her deductions and her new total came to $41,435. What does this new total represent? a standard deduction an itemized deduction an earned income credit an adjusted gross income

Answers

Answer:

Adjusted gross income

Explanation:

GROSS INCOME is the total amount a person or an individual earned in a year before a certain deduction is made, therefore Based on the information given the new Total will represent her AGI which is fully know as ADJUSTED GROSS INCOME which occured in a situation where a certain amount of money is deducted from an individual GROSS INCOME such as tax payment or expenses which in turn will lead to the gross income to have a lesser amount after the deduction which is what is called ADJUSTED GROSS INCOME.

Answer:

An Adjusted gross income

Explanation:

Got it right on the test.

Which of the following is a style trend?
A. An increase in the population of young parents in a neighborhood
B. The popularity of a new type of jeans
C. An increased concern for protecting the environment
D. The popularity of cell phones that can access the Internet

Answers

Answer:
B

Explanation:

Which of these is a reason why a company may want to recruit internally? A Better chance of fresh ideas o B. Broader experience within the industry c. Familiarity with the company mission D. Saving money on salaries​

Answers

Answer:

C. Familiarity with the company mission.

Explanation:

As a corporate director, I tend to seek talent within our organization for this very reason. Long term team members whom plan on growing with our organization are, at times, best suited for roles above their current level due to their loyalty and familiarity with the company mission. Promoting within gives great culture to a company and adds to overall moral.

c. Describe the role a sales person would play in selling this type of product. How
much help would customers be likely to need from the sales person? (1-3 sentences.
3.0 points)

Answers

Answer:

The role a sales person would play is helping a customer find which product works best for them and the company. The customers are likely to need a lot of help because you need a sales person to get a phone or laptop at apple.

Explanation:

Yeah so i'm the dude from the last question about apple. Idek if im doint this right but it sounds right but then again im zooted rn

who wants extra points!!!!!!!!

Answers

Answer:

May I get.

But Plz don't waste ur points. These points will help in asking questions.

Nd the main thing, Moderators will delete this question coz it's irrelevant . So, It's just a wasting of ur points

How much do you think BSBA financial management graduates earn?​

Answers

Answer:

Human resources: $110,120

Advertising and marketing: $129,380

Computer systems: $139,220

Training: $108,250

Explanation:

The following is a list with the median business administration salary of occupations for graduates with a bachelor's degree: Financial analysts: $84,300.

Market research analysts: $63,230. Sales managers: $121,060.

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